Apr 17, 2024

Ensuring that your VW is properly insured with the right car insuranceĀ is one of the most important things you can do. Not only is it required legally, but insurance is an important part of making sure that you’re protecting your financial investment in your car. Before you head over to your VW dealership, here are a few things that you should think about when considering insurance.

Determine Insurance Type

One of the first things you need to figure out is which type of insurance you’re going to need. There are many different types of policies available. When making your selection, you’ll be offered liability, collision, personal injury protection, comprehensive, and a host of other options. Check out the state’s auto insurance requirements regarding insurance so that you can make sure that you’re getting the correct insurance and the right amount of coverage.

Assess Need Based on Model and Year

Another important factor that you need to take into account when choosing auto insurance is the model VW that you have as well as the year. These two factors can impact which type of insurance you should consider. If you’ve got one of the newer, more expensive models like the VW Atlas, you may decide to choose more comprehensive coverage.

Comprehensive coverage tends to cover higher repair and replacement costs. If you have an old VW Beetle from the 70s, you may not need as much coverage. Familiarize yourself with the different types of insurance available so that you can make an informed choice.

Shop Around

When you’re ready to go shopping for insurance, make sure that you cast a wide net. Your insurance rate will depend on the insurer, the type of VW you choose, your driving history, and maybe even your credit score. There are insurance companies who work with drivers who have all types of records, so do your research.

Discounts may even be given to drivers who have stellar driving records or who are driving VWs that have advanced safety features. Speaking to multiple insurers will help ensure you get the right insurance for the right price.

Check With Your Dealership

Many car dealerships have great relationships with insurance agents, so find out if there are insurers that they recommend. They may be even able to help you find an agent who specializes in VWs, helping ensure that you get the right insurance for your specific model.

Auto insurance is one of the most important items that you need to get when it comes to your brand new or used VW. Head over to Valley Auto World in Fayetteville, NC so that you can find out which auto insurance options would work best for you.